PLEASE READ THE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE (DOCTORPUNDIT.COM).  This site is free to use by its visitors. And by using this site, you the user are agreeing to comply with and be bound by the following terms of use. After reviewing the following terms and conditions thoroughly, if you do not agree to the terms and conditions, please do not use this site.

ACCEPTANCE OF AGREEMENT

You agree to the terms and conditions outlined in this Terms and Conditions of use Agreement (Agreement) with respect to DOCTOR PUNDIT.  This Agreement constitutes the entire and only agreement between the author and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the DOCTOR PUNDIT, the content, or services provided by or listed on DOCTOR PUNDIT, and the subject matter of this Agreement. This Agreement may be amended by its author at any time and at any frequency without specific notice to you. The latest Agreement will be posted on DOCTOR PUNDIT, and you should review this Agreement prior to using DOCTOR PUNDIT.

COPYRIGHT

The content, organization, graphics, design, and other matters related to DOCTOR PUNDIT are protected under applicable copyrights and other proprietary laws, including but not limited to intellectual property laws. The copying, reproduction, use, modification or publication by you of any such matters or any part of DOCTOR PUNDIT is strictly prohibited, without our express prior written permission.

DELETING AND MODIFICATION

The author reserves the right in his sole discretion, without any obligation and without any notice requirement to you, to edit or delete any documents, information or other content appearing on the DOCTOR PUNDIT, including this Agreement.

INDEMNIFICATION

You agree to indemnify, defend and hold the author, his officers, his share holders, his partners, attorneys and employees harmless from any and all liability, loss, damages, claim and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of DOCTOR PUNDIT.

DISCLAIMER

THE CONTENT AND SERVICES FROM OR LISTED THROUGH DOCTOR PUNDIT ARE PROVIDED “AS-IS,” “AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, QUALITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO DOCTOR PUNDIT AND ANY WEBSITE WITH WHICH IT IS LINKED. THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS.  THE AUTHOR  HAS NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A LIMITATION, HE IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF MONEY, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN THE AUTHOR AND YOU THE USER. DOCTOR PUNDIT AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE AUTHOR THROUGH DOCTOR PUNDIT SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. THE INFORMATION AND ALL OTHER MATERIALS ON DOCTOR PUNDIT ARE PROVIDED FOR GENERAL INFORMATION PURPOSES ONLY AND DO NOT CONSTITUTE PROFESSIONAL ADVICE. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY AND COMPLETENESS OF ALL INFORMATION AVAILABLE ON DOCTOR PUNDIT OR ANY WEBSITE WITH WHICH IT IS LINKED.

LIMITS

All responsibility or liability for any damages caused by viruses contained within the electronic file containing the form or document is disclaimed.  The author will not be liable to you for any incidental, special or consequential damages of any kind that may result from use of or inability to use DOCTOR PUNDIT.

THIRD-PARTY WEBSITES

All rules, terms and conditions, other policies (including privacy policies) and operating procedures of third-party linked websites will apply to you while on such websites.  DOCTOR PUNDIT is not responsible for the content, accuracy or opinions express in such Websites, and such Websites are not investigated, monitored or checked for accuracy or completeness by DOCTOR PUNDIT.  Inclusion of any linked Website on DOCTOR PUNDIT does not imply approval or endorsement of the linked Website by DOCTOR PUNDIT.  DOCTOR PUNDITand the third-party linked websites are independent entities and neither party has authority to make any representations or commitments on behalf of the other.  If you decide to leave DOCTOR PUNDIT and access these third-party linked sites, you do so at your own risk.

THIRD-PARTY PRODUCTS AND SERVICES

DOCTOR PUNDIT  may advertise third-party linked websites from which you may purchase or otherwise obtain certain sample goods, free offerings or free trial services. You understand that the author does not operate or control the products, free offerings or services offered by third-party linked websites. Third-party linked websites are responsible for all aspects of order processing, fulfillment, billing and customer service.  DOCTOR PUNDIT  is not a party to the transactions entered into between you and third-party linked websites. You agree that use of such third-party linked websites is at your sole risk and is without warranties of any kind by DOCTOR PUNDIT, expressed, implied or otherwise. Under no circumstances is DOCTOR PUNDIT liable for any damages arising from the transactions between you and third-party linked websites or for any information appearing on third-party linked websites or any other site linked to or from DOCTOR PUNDIT.

SUBMISSIONS

All suggestions, ideas, notes, concepts and other information you may send to DOCTOR PUNDIT (collectively, “Submissions”) shall be deemed and shall remain the author’s sole property and shall not be subject to any obligation of confidence on our part. Without limiting the foregoing, DOCTOR PUNDIT shall be deemed to own all known and hereafter existing rights of every kind and nature regarding the Submissions and shall be entitled to unrestricted use of the Submissions for any purpose, without compensation to the provider of the Submissions.

GENERAL

This Agreement and your use of DOCTOR PUNDIT, along with the Information contained therein, shall be governed by and construed in accordance with the laws of the State of Minnesota without regard to conflict of laws principles, and you agree to submit to the jurisdiction of courts in the State of Minnesota. You further agree that any claims or causes of action arising out of or related to this Agreement and DOCTOR PUNDIT, along with the Information contained therein, shall be filed within one (1) year after such claim or cause of action arose, or such claim or cause of action shall be forever barred.

MEDICAL ADVICE DISCLAIMER 

The author provides DOCTOR PUNDIT and the services, information, content and/or data (collectively, “Information”) contained therein for informational purposes only.  The author does not provide any medical advice on DOCTOR PUNDIT, and the Information should not be so construed or used.  Using, accessing and/or browsing DOCTOR PUNDIT and/or providing personal or medical information to the author does not create a physician-patient relationship between you and the author. Nothing contained in DOCTOR PUNDIT is intended to create a physician-patient relationship, to replace the services of a licensed, trained physician or health professional or to be a substitute for medical advice of a physician or trained health professional licensed in your state. You should not rely on anything contained in DOCTOR PUNDIT, and you should consult a physician licensed in your state in all matters relating to your health. You hereby agree that you shall not make any health or medical related decision based in whole or in part on anything contained in DOCTOR PUNDIT.