Have you been rejected for insurance coverage because of a pre-existing condition? Have you been without coverage for at least 6 months? Finally, are you a legal U.S. resident? If you hit the trifecta, you qualify for the HHS’s Pre-existing Condition Insurance Plan. Kathleen Sebelius makes the announcement today.

Today, the Pre-Existing Condition Insurance Plan gives them a new option — the same insurance coverage as a healthy individual if they’ve been uninsured for at least six months because of a medical condition. This program will provide people the help they need as the nation transitions to a more competitive and fair marketplace in 2014.

The plan covers primary and specialty care and begins today in states where HHS implements the program. States with their own programs will roll out the initiative later in the summer.^[1] One’s income is not a consideration. | LINK

1. In 21 states, the federal government will run the program. Twenty-nine states plus the District of Columbia will run their own plans. Premiums can run anywhere from $100 – $1000/month and vary by region. [↩]

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