Healthcare consumers should have the right to buy insurance for the right to have healthcare insurance, um, right?

Called UnitedHealth Continuity, the product is not actual medical insurance, but is aimed at people who may have insurance now but are worried they may lose it — and may not be able to get replacement insurance on their own.

They may expect to retire early, for example, before they qualify for Medicare. Or they might be worried about the possibility of losing their jobs and their health coverage.

Puts a new wrinkle on the moral hazard hypothesis. | LINK

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